General Instruction

  • Fixed and Recurring deposit prescribed by the R.B.I.
  • Branch wise locker for member,cheque facilities for member.
  • Our main business is to accept deposit and lend to the member.
  • Our main business is to accept deposit and lend to the member.
  • We can take all types of savings and give the loan but within the banking rules of R.B.I.
  • SMS charge for 3 months Rs.5/-.
  • ATM cum Debit card should provide for our members.
  • We can open CSC/CSP/DSC/ MSC.More than 10000/- will not keep in cash in the branch. If above 10000/- has to be transferred to the H.O.
  • Immediately. Upto Rs.60, 000/- has to be kept in regional office as cash. If above, it has to transfer to H.O. immediately
  • Self attested copy of PAN card is mandatory for all members.
  • E.P.F., E.S.I., P.TAX. Mandatory for employees.
  • If staff salary above Rs.8500/- per month.
  • Account statement per month Rs.10/- + Branch area 20 K.M.
  • Mortgage loan 50% and term 7 years.
  • Loanee members can provide post dated cheque in connection with repayment.

Latest News
  • News Details
  • Loan Against gold
    We offer gold loan plan and requite you need to submit gold jewellery at your nearest branches of Separate Nidhi India Limited.
  • Business Loan
    Loan is a schemes which offers money to our member for a limit time duration.
  • Home Loan
    Loan is a schemes which offers money to our member for a limit time duration.
  • Micro Finance Loan
    Loan is a schemes which offers money to our member for a limit time duration.