9230327455
kdsnidhiltd@gmail.com
Customer Login
Home
AboutUs
Our Schemes
Savings Account
Fixed Deposit
Recurring Deposit
Daily Deposit
Monthly Interest Scheme
KDS Kishan Nidhi Bond
KDS Mahila Nidhi Bond
KDS bitiya Nidhi Bond
Secured Loans
Secured Mortgage Loan
Secured Home Loan
Secured Microfinance Loan
Secured Loan Against Deposite
Secured Business Loan
Secured Gold Loan
Apply Now
Savings Account
Fixed Deposit
Recurring Deposit
Pigmy Deposit
Monthly Interest Scheme
Secured General Loan
Secured Property Loan
Secured Vehicle Loan
Secured Loan
Secured Education Loan
Secured Business Loan
Secured Gold Loan
Calculator
RD Calculator
FD Calculator
Daily Calculator
MIS Calculator
Gallery
General Instruction
Contact Us
Home
About Us
Schemes
Schemes
Savings Account
Fixed Deposit
Recurring Deposit
Daily Deposit
Monthly Interest Scheme
KDS Kishan Nidhi Bond
KDS Mahila Nidhi Bond
KDS Bitiya Nidhi Bond
Secured Loans
Secured Loans
Secured Mortgage Loan
Secured Home Loan
Secured Micro Finance Loan
Secured Loan Against Deposite
Secured Business Loan
Secured Gold Loan
Apply Now
Loans
Savings Account
Fixed Deposit
Recurring Deposit
Pigmy Deposit
Monthly Interest Scheme
Secured General Loan
Secured Property Loan
Secured Vehicle Loan
Secured Loan
Secured Education Loan
Secured Business Loan
Secured Gold Loan
Legal
Calculator
Calculator
RD_Calculator.aspx
FD Calculator
Daily Calculator
MIS Calculator
Contact Us
Login
SECURED MORTGAGE LOAN /
SECURED LOAN AGAINST PROPERTY
Our Nidhi provided Loan against property 50% of the total valuation by valuer
Features & Benefits:-
Attractive Interests Rates.
Doorstep Service
Balance Transfer Facility
Nominal Prepayment Charges what are the supporting documents required while applying for the loan? an interest rate of 5% higher than your base rate of deposits.
What are the supporting documents required while applying for the loan?
Common Requirements for all Applicants:-
Application form duly filled in (with photograph of the entire applicant).
Residence and Age verification, which may be established from the PAN card, Voter ID, Aadhar Card, Passport, Driver’s license and Ration card etc. Copy of approved plan and sanction letter from local civic authority.
Copy of NA permission.
One / two guarantors’ forms and salary certificates. - If guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required. Bank Pass-book of statements for the last one year.
Latest salary slip/statement showing all deductions in case of employed applicants.
Certified copies of Balance Sheets and profit and Loss accounts, IT acknowledgments, advance tax challans (for company / firm and personal account) for the last three years in case of self-employed applicants.
Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/ firm in case of self-employed applicants.
Member of the Holding either single account or joint account with other family members’ viz., father, mother, wife, son or daughter with regular source of income.
Individuals who may be employed/self-employed in business having regular income.
Permanent employee of Central/State/Defence//Public or Joint Sector Undertaking/reputed firms/established Educational Inst/Professional/Businessmen having regular income.
Additional Requirement
A. (In case of purchase from builder)
Copy of Agreement for sale.
Copy of registration receipt.
Copy of sanctioned plan & sanction letter of the competent authorities.
Copy of NA permission/ULC order.
Copies of receipts of payments already made.
NOC from builders in our format.
B. (In case of direct allotment in a Co-operative Housing Society)
Allotment letter.
Share certificate, Society registration certificate.
Copy of sale/lease deed in favour of the society.
NOC from society in our format.
Possession letter in original.
C. (In case of resale)
Copy of all previous vendors agreements duly stamped and registered and the registration receipts. (Original to be given before disbursement).
NOC from Society/Builder in our format.
Original Share Certificate
Interest Rate: 12.50% (Flat Rate)
Apply Now